Legal Disclaimers & Privacy Policy

Last Updated: February 2026

No Professional Relationship

Important: The content provided on AndrewPennington.cpa and its associated tools (RefundSchedule.com, RefundCalculator.com, TaxDelay.com, etc.) is for informational purposes only.

Using this website, contacting me via email, or using any free tools does not create a CPA-client relationship. A professional relationship is only established after a signed engagement letter is executed between you and Hot Springs CPA. Do not act upon this information without seeking professional counsel.

Professional Licensure

Andrew R. Pennington is a licensed Certified Public Accountant (CPA) in the state of Arkansas. All professional services are provided through Hot Springs CPA, a registered accounting firm in Hot Springs, Arkansas.

Accuracy of Information

Tax laws and IRS procedures change frequently. While I strive to keep all calculators and schedules up to date, I make no warranties regarding the accuracy, completeness, or reliability of the information. All tools are provided on an "as-is" basis.

Privacy Policy

I respect your privacy. Here is how data is handled:

  • Contact Forms: Information submitted via contact forms is sent directly to my office. It is never sold to third parties.
  • Calculators: Data entered into RefundCalculator.com is processed locally in your browser whenever possible. We do not store your personal tax return data on our servers.
  • Analytics: This site may use anonymous analytics (like Google Analytics) to track website performance. No personally identifiable information (PII) is attached to this data.

External Links

This website contains links to third-party websites (including IRS.gov and state revenue departments). I am not responsible for the content or privacy practices of these external sites.

Limitation of Liability

In no event shall Andrew R. Pennington, Hot Springs CPA, or associated entities be liable for any damages arising out of the use or inability to use the materials on this website.