Legal Disclaimers & Privacy Policy

Important: The content provided on AndrewPennington.cpa and its associated tools (RefundSchedule.com, RefundCalculator.com, TaxDelay.com, etc.) is for informational purposes only.

Using this website, contacting me via email, or using any free tools does not create a CPA-client relationship. A professional relationship is only established after a signed engagement letter is executed between you and Hot Springs CPA. Do not act upon this information without seeking professional counsel.

Andrew R. Pennington is a licensed Certified Public Accountant (CPA) in the state of Arkansas. All professional services are provided through Hot Springs CPA, a registered accounting firm in Hot Springs, Arkansas.

Accuracy of Information

Tax laws and IRS procedures change frequently. While I strive to keep all calculators and schedules up to date, I make no warranties regarding the accuracy, completeness, or reliability of the information. All tools are provided on an "as-is" basis.

I respect your privacy. This site does not sell, rent, or trade personal information to third parties. Here is how data is handled:

• Contact Forms: Personal information submitted via contact forms (name, email, message) is sent directly to my office. It is never sold to third parties and is used only to respond to your inquiry.
• Calculators: Data entered into RefundCalculator.com is processed locally in your browser whenever possible. We do not collect or store your personal financial data on our servers.
• Analytics: This site uses Google Analytics to track website performance. No personally identifiable information is attached to this analytics data.
• Your Rights: You may request access to, correction of, or deletion of any personal information you have provided to this site by contacting us directly at Andrew@AndrewPennington.cpa.

This website displays advertisements served by Google AdSense. Google and its partners, including DoubleClick, use cookies to serve ads based on your prior visits to this site and other websites on the internet.

• Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the Internet.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You may also opt out of third-party vendor advertising cookies by visiting aboutads.info.

External Links

This website contains links to third-party websites (including IRS.gov and state revenue departments). I am not responsible for the content or privacy practices of these external sites.

Limitation of Liability

In no event shall Andrew R. Pennington, Hot Springs CPA, or associated entities be liable for any damages arising out of the use or inability to use the materials on this website.